Our law firms investigate and pursue claims against life insurance companies for alleged misconduct related to overcharges within permanent life insurance policies. These policies can be referred to in several ways:

  • Universal
  • Variable universal
  • Whole life
  • Variable whole life
  • Flexible premium

Improper overcharges and rate increases are a widespread problem in the life insurance industry, and they cost a typical policy owner significant money each month and year. The overcharges are typically comprised of hidden expenses – or “loads” – buried within the contractual policy charges that ultimately drain the policy’s cash value. Simply put: Money that should go to the policy owner’s savings is going instead to the insurance company.

Together, Stueve Siegel Hanson LLP and Miller Schirger LLC are holding insurance companies accountable. We have made significant recoveries in cash and death benefits for policyholders.

Are you worried about your life insurance policy?

Contact us today. We will review your policy and related documents; our consultations are free of charge and free of any commitment whatsoever.