Is Your Life Insurance Company Draining Your Nest Egg?

Everyone wants to make the most of their money to protect their families and prepare for retirement. To do so, many rely on permanent life insurance policies, which are often sold as a combination solution for death benefit protection and investment growth.

The problem

Some life insurance companies have been overcharging policy owners for the cost of insurance and expenses. As a result, money that should be building up for the policy owner’s benefit is going instead to the insurance company’s coffers. Worse, for many policy owners, overcharges or rate increases have made policies simply unaffordable – exactly when they are needed the most.

This puts policy owners in a tough spot:

  • Do they continue to pay overcharges and premiums just to maintain their life insurance?
  • Do they give up their policies after they’ve paid so much into them?
  • Can they still get life insurance?

We believe it’s wrong for companies that market financial security to take advantage of consumers’ hard-earned savings, and we’re holding them accountable.


Bezich v. Lincoln

Our firms obtained significant death benefits for Lincoln National Life Insurance policyholders. Learn more



The law firms of Stueve Siegel Hanson LLP and Miller Schirger LLC advocate for policy owners nationwide. We have recovered substantial cash and death benefits for policyholders. We continue to investigate the life insurance industry because we believe those who save and plan should be rewarded – not nickel-and-dimed out of what’s rightfully theirs.



1. Determine if you own a “permanent” life insurance policy.
Permanent life insurance policies are often referred to as “universal,” “variable universal,” “whole life,” “variable whole life” or “flexible premium.”

2. Talk with a financial advisor or research the best course of action for your circumstances.
There’s a helpful article here.

3. Contact us to see if your policy may be subject to improper deductions.
We can review your policy free of charge. We are currently prosecuting claims in California, Connecticut, Colorado, Iowa, Missouri, Texas and Wisconsin, and we are investigating potential claims nationwide.



We work on a contingency fee basis, which means we are not paid unless we recover money for you. This means our goals match yours: Succeed for you and we succeed ourselves; fail you and we fail ourselves. Along the way, we promise to be responsive, work efficiently, and provide you with consistent updates.



Get clarity on your life insurance policies – and make sure they’re working for you, not against you.

Stop wasting money on improper deductions and overcharges.
Face retirement with confidence in your savings and your life insurance coverage.
Tell the insurance companies enough is enough.

Contact us today. Call 888.816.2108 or submit a query online.